The Short-Term Disability Insurance plan (administered by The Hartford) replaces a percentage of wages when employees cannot work due to a nonwork-related illness or injury. 

To be eligible, you must complete 6 months of employment and work 30 hours or more a week. 

When an eligible team members is not able to work due to an approved disability, they may receive up to 100% of their regular pay during the first 10 days of disability through a combination of accrued Vacation and Sick Bank hours. After 10 days, disability coverage provides up to 60% of pre-disability earnings for approved disabilities. In addition, you may elect to supplement your earnings up to 40% using your Vacation or Sick Bank. 

Please note: 

• Disability payments along with supplemented accrued benefit hours cannot exceed 100% of your pre-disability earnings. 
• Paid Leave Donations can not be used to supplement short term disability payments. 

RATES/COVERAGE

• No cost for participants (Employer-paid upon eligibility)
• Pays up to 60% of pre-disability earnings per month (offset by Social Security, Worker's Compensation, etc.)
• Benefits are taxable
• 10 day elimination period - payments begin 11th day of approved disability
• 12 month pre-existing exclusions
• Employment with Carle will end if approved for Long-Term Disability starting after 180 days

To apply for Short-Term Disability, contact The Hartford at (888) 277-4767 or you can apply online via their web portal.