Vision Plans Coverage & Rates

Updated on February 22nd, 2024

You have two options when it comes to caring for you and your family's eyes.

BASIC VISION

Basic Vision benefits are included in your Health Insurance. This holds true for both our PPO plan as well as our High Deductible(HDHP) plan. 

  • Vision screenings and examinations for prescribing glasses or for determining the refractive state of the eyes (specialty office visit co-pay for PPO plan or coinsurance after deductible is applied for HDHP)*
  • One pair of eyeglasses or one contact lens per affected eye following cataract surgery

* Due to Provider Based Billing, you will be charged a facility fee in addition to any co-pay and/or coinsurance.

SUPPLEMENTAL VISION

Supplemental Vision is offered through an EyeMed package for an additional premium. You'll receive the most from this benefit when you use an in-network provider from EyeMed's large network including:

  • Target Optical
  • LensCrafters
  • All About Eyes
  • Chittick Eyecare

**Carle Health Optical, Optometry, and Ophthalmology is not included underneath the Eye Med supplemental vision and does not accept Eye Med or any other forms of insurance.  

You can also purchase online from Glasses.com and Contacts Direct. For a complete list of providers near you, use the Provider Locator on eyemedvisioncare.com and choose the SELECT network or call (866) 299-1358. For LASIK Providers, call (877) 5LASER6. 

This plan may be right for you if:

  • You or your family members need coverage for contact lens, frames or lenses.
  • You need additional coverage for diabetic vision services.
  • You use another provider outside of Carle.
IN-NETWORK  
Exams  
Exam with dilation $10 Copay (one every 12 months)
Contact Lens Fit and Follow-Up Standard: Up to $40; Premium: Up to 10% off retail
(once every 12 months)
Frames (every 12 months)  
Any available frame at provider location $0 Copay: $150 Allowance, 20% off balance over $150
Standard plastic lenses  
Single Vision / Bifocal / Trifocal $10 Copay
Standard Progressive Lens $35 Copay
Premium Progressive Lens $35 Copay + 80% charge less $120 allowance
Lens options  
UV Treatment $12 Copay
Tint (Solid and Gradient) $0 Copay
Plastic Scratch Coating $12 Copay
Anti-reflective Coating $45
Photochromatic/Transitions (Adults) 80% of retail price
Photochromatic/Transitions (Kids under 19) $0
Polarized 20% off retail price
Contacts  
Conventional $0 Copay, $120 allowance, 15% off balance over $120
Disposable $0 Copay, $120 allowance, plus balance over $120
Medically Necessary $0 Copay, paid-in-full

2024 TEAM MEMBER SUPPLEMENTAL VISION PLAN PREMIUMS (BI-WEEKLY)

Team Member $4.14
Family $9.81

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