Critical Illness insurance pays a lump-sum benefit if an insurer is diagnosed with a covered disease or condition. 

This benefit is flexible, so you can use the funds in many ways and coverage is available for the plan owner, spouse and their family.

Critical Illness insurance benefits could be used for instances like (but not limited to): 

• Medical expenses, such as deductibles and copays 
• Home healthcare costs 
• Lost time from work 
• Everyday expenses like utilities and groceries
• Child care
• Mortgage and utilities

Under the Wellness Benefit, Carle Health team members earn money back for taking an annual health screening. 

You can get back $100 annually for successful completion. Some examples of screening that qualify are: cholesterol testing, mammography, colonoscopy, stress tests and many more. 

Visit Voya.com or contact the customer service team at (877) 236-7564 to see if your screening qualifies.

If a spouse and/or children are covered for Critical Illness insurance, they are also covered by the Wellness Benefit. 

• Spouse benefit amount is also $100. 
• The benefit for child coverage is $50 with an annual maximum of $200 for children’s benefits.

These insurance options offer an added safety net for anyone who needs to prepare for the unexpected. 

Securing Critical Illness Insurance can help you and your family whether an injury or incident without affecting long-term savings.

You can enroll in Critical Illness benefit during Open Enrollment or if you have a Qualifying Event.